Measures to Take If your Paycheck Stub is Stolen
Paycheck stubs are a great convenience to businesses. It is good to have a single paper that entails all relevant information about your financial and payment info. These items are very essential and that’s why a lot of organization opt to use them. You will find yourself in jeopardy if an intruder manages to successfully steal your paystub. This article talks about the steps that should be taken if your paycheck stub has been stolen.
The first measure to take is calling your bank. The safety of your financial situation will be compromised if your paystub check is lost. Make sure you contact your bank once your paystub check is stolen. Your account details will be listed on your paystub check if you receive a direct deposit to your account. An intruder may use this info to try access your account. You should request your financial institution to observe your account in case of any change. Many banks have the right to freeze an account temporarily and this will deny the thief the chance to use your paystub check to gain access to your account.
The next action you can take is to contact human resources. The intruder may try to cash any cheque that may have been attached to your paycheck stub. The next area to contact will be the Human Resource section of your employer for further assistance. The HR department can directly assist you or refer you to someone in the accounting section to guide you. HR professionals can help in changing your deposit information and they can also stop the cheque from being cashed by the intruder. You can then work to get a new copy of your paystub and check once you’ve confirmed the safety of your account.
The last action that should be taken is the initiation of a fraud alert in the credit. You can go ahead and flag your credit report as your pay stub contains alloy if personal identifying info. The information form your paystub can be sued by thieves to try and get a new credit card. You can deny the thief the chance if getting a new card in your name if you put a flag.
One devastating feeling you can be faced with is having your paystub check stolen. Not only will your financial info be in the wrong hands if your paystub is stolen, but you will also be out of your weekly wages. If you want to take control of matters and put in the right measures, make sure you use these actions.